CoastFI Calculator

CoastFI is the point at which your current invested assets will grow to your full FI number by retirement age with no further contributions. Once you cross it, contributions are optional.

Current invested portfolio

Total across all retirement and investment accounts.

Annual spending in retirement

Expected annual expenses in retirement. Used to derive your FI number (25x).

Annual return

Current age

Target retirement age

Finish the retirement picture to see a CoastFI result

Confirm every portfolio, spending, return, age, and bridge-income field for the model you selected. Enter $0 for bridge income only when no income will continue after the first retirement.